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DTSTART:20261021T153000Z
DTEND:20261021T163000Z
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SUMMARY:October Financial Literacy: "Real Talk\, Real Money"
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 th\, tr td {\n    border: 1px solid #e6e6e6\;\n}\ntr th {\n    
 background-color: #f5f5f5\;\n}\n\n\n\nThe Mayor’s Office of Adult 
 Literacy\, in partnership with the Houston Financial Empowerment Center 
 powered by SERJobs and the Houston Public Library\, presents “Real Talk\, 
 Real Money” a three-part learning series designed to strengthen financial 
 literacy\, build confidence\, and empower adults to take charge of their 
 financial futures.\n\nPart 1: Strategic Budgeting - Wednesday\, October 
 21\, 2026\nThis module highlights that a budget is not a restriction but a 
 strategic roadmap for your money. Participants will learn how to gain 
 control over cash flow by actively tracking money coming in (net income) 
 versus money going out (expenses).\n\nPart 2: Credit Scores and Reports - 
 Wednesday\, October 28\, 2026\nThis session breaks down how the credit 
 system works by clarifying the difference between a credit report—your 
 detailed historical record of borrowing and repayment—and a credit 
 score\, the three-digit numerical grade calculated from that 
 report.\n\nPart 3: Debt Management - Wednesday\, November 4\, 2026\nThe 
 final module focuses on strategies for efficiently paying down existing 
 liabilities and reducing the long-term cost of borrowing. Participants will 
 explore practical approaches to navigating out of high-interest traps and 
 using credit responsibly moving forward.\n\nTake advantage of this 
 opportunity to strengthen your financial skills\, join us for this dynamic 
 series and walk away ready to take bold control of your financial 
 future!\n\n
LOCATION:Conference Room\, Young Neighborhood Library
ORGANIZER;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
CATEGORIES:Classes & Education
CONTACT;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
STATUS:CONFIRMED
UID:LibCal-17385442
URL:https://calendar.houstonlibrary.org/event/17385442
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DTSTART:20261028T153000Z
DTEND:20261028T163000Z
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SUMMARY:October Financial Literacy: "Real Talk\, Real Money"
DESCRIPTION:\na {\n    text-decoration: none\;\n    color: #464feb\;\n}\ntr 
 th\, tr td {\n    border: 1px solid #e6e6e6\;\n}\ntr th {\n    
 background-color: #f5f5f5\;\n}\n\n\n\nThe Mayor’s Office of Adult 
 Literacy\, in partnership with the Houston Financial Empowerment Center 
 powered by SERJobs and the Houston Public Library\, presents “Real Talk\, 
 Real Money” a three-part learning series designed to strengthen financial 
 literacy\, build confidence\, and empower adults to take charge of their 
 financial futures.\n\nPart 1: Strategic Budgeting - Wednesday\, October 
 21\, 2026\nThis module highlights that a budget is not a restriction but a 
 strategic roadmap for your money. Participants will learn how to gain 
 control over cash flow by actively tracking money coming in (net income) 
 versus money going out (expenses).\n\nPart 2: Credit Scores and Reports - 
 Wednesday\, October 28\, 2026\nThis session breaks down how the credit 
 system works by clarifying the difference between a credit report—your 
 detailed historical record of borrowing and repayment—and a credit 
 score\, the three-digit numerical grade calculated from that 
 report.\n\nPart 3: Debt Management - Wednesday\, November 4\, 2026\nThe 
 final module focuses on strategies for efficiently paying down existing 
 liabilities and reducing the long-term cost of borrowing. Participants will 
 explore practical approaches to navigating out of high-interest traps and 
 using credit responsibly moving forward.\n\nTake advantage of this 
 opportunity to strengthen your financial skills\, join us for this dynamic 
 series and walk away ready to take bold control of your financial 
 future!\n\n
LOCATION:Conference Room\, Young Neighborhood Library
ORGANIZER;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
CATEGORIES:Classes & Education
CONTACT;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
STATUS:CONFIRMED
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URL:https://calendar.houstonlibrary.org/event/17385443
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DTSTART:20261104T163000Z
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SUMMARY:October Financial Literacy: "Real Talk\, Real Money"
DESCRIPTION:\na {\n    text-decoration: none\;\n    color: #464feb\;\n}\ntr 
 th\, tr td {\n    border: 1px solid #e6e6e6\;\n}\ntr th {\n    
 background-color: #f5f5f5\;\n}\n\n\n\nThe Mayor’s Office of Adult 
 Literacy\, in partnership with the Houston Financial Empowerment Center 
 powered by SERJobs and the Houston Public Library\, presents “Real Talk\, 
 Real Money” a three-part learning series designed to strengthen financial 
 literacy\, build confidence\, and empower adults to take charge of their 
 financial futures.\n\nPart 1: Strategic Budgeting - Wednesday\, October 
 21\, 2026\nThis module highlights that a budget is not a restriction but a 
 strategic roadmap for your money. Participants will learn how to gain 
 control over cash flow by actively tracking money coming in (net income) 
 versus money going out (expenses).\n\nPart 2: Credit Scores and Reports - 
 Wednesday\, October 28\, 2026\nThis session breaks down how the credit 
 system works by clarifying the difference between a credit report—your 
 detailed historical record of borrowing and repayment—and a credit 
 score\, the three-digit numerical grade calculated from that 
 report.\n\nPart 3: Debt Management - Wednesday\, November 4\, 2026\nThe 
 final module focuses on strategies for efficiently paying down existing 
 liabilities and reducing the long-term cost of borrowing. Participants will 
 explore practical approaches to navigating out of high-interest traps and 
 using credit responsibly moving forward.\n\nTake advantage of this 
 opportunity to strengthen your financial skills\, join us for this dynamic 
 series and walk away ready to take bold control of your financial 
 future!\n\n    \n
LOCATION:Conference Room\, Young Neighborhood Library
ORGANIZER;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
CATEGORIES:Classes & Education
CONTACT;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
STATUS:CONFIRMED
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URL:https://calendar.houstonlibrary.org/event/17385444
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