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DTSTART:20261026T173000Z
DTEND:20261026T183000Z
DTSTAMP:20261026T000000Z
SUMMARY:October Financial Literacy: "Real Talk\, Real Money"
DESCRIPTION:The Mayor’s Office of Adult Literacy\, in partnership with 
 the Houston Financial Empowerment Center powered by SERJobs and the Houston 
 Public Library\, presents “Real Talk\, Real Money” a three-part 
 learning series designed to strengthen financial literacy\, build 
 confidence\, and empower adults to take charge of their financial 
 futures.\n\nPart 1: Strategic Budgeting - Monday\, October 12\, 2026\nThis 
 module highlights that a budget is not a restriction but a strategic 
 roadmap for your money. Participants will learn how to gain control over 
 cash flow by actively tracking money coming in (net income) versus money 
 going out (expenses).\n\nPart 2: Credit Scores and Reports - Monday\, 
 October 19\, 2026\nThis session breaks down how the credit system works by 
 clarifying the difference between a credit report—your detailed 
 historical record of borrowing and repayment—and a credit score\, the 
 three-digit numerical grade calculated from that report.\n\nPart 3: Debt 
 Management - Monday\, October 26\, 2026\nThe final module focuses on 
 strategies for efficiently paying down existing liabilities and reducing 
 the long-term cost of borrowing. Participants will explore practical 
 approaches to navigating out of high-interest traps and using credit 
 responsibly moving forward.\n\nTake advantage of this opportunity to 
 strengthen your financial skills\, join us for this dynamic series and walk 
 away ready to take bold control of your financial future!\n\n    \n
LOCATION:Meeting Room\, Robinson-Westchase Neighborhood Library
ORGANIZER;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
CATEGORIES:Classes & Education
CONTACT;CN="Daisy Aguilar":MAILTO:Daisy.Aguilar@houstontx.gov
STATUS:CONFIRMED
UID:LibCal-17404925
URL:https://calendar.houstonlibrary.org/event/17404925
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